Cover Fast Insurance Brokers
Services We Offer
As an insurance broker our primary responsibility is to find our clients the most appropriate insurance coverage at the most reasonable price.
We will search through insurance products from multiple insurer and underwriting agency to find out the best coverage for your needs.
Cover fast insurance brokers also helps clients in coordinating premium payments, request policy adjustments, and remarket the policy when it comes time to renew to make sure the premium is fair and reasonable.
Claims
Cover Fast Insurance Brokers take insurance claims very seriously and are there for you every step of the way. We provide comprehensive, ongoing claims support for all our clients. Our dedicated team guides you through every step of the process. We ensure your claim is handled efficiently and effectively, giving you peace of mind throughout the entire process. We monitor the progress of your claim at all times.
We ensure all claims decisions are correct and settlements are accurate.
OUR SERVICES
Business Insurance
Broad protection for your business against property loss, liability, business interruption, and employee-related risks. Designed to keep operations running after unexpected events.
- Covers: property; contents; business interruption; liability.
- Consider: asset values; revenue at risk; employee exposures
- Extras: equipment breakdown; business legal expenses; cyber add-on.
Commercial Motor Insurance
Insurance for business vehicles and fleets covering damage, theft, and third-party liability while in commercial use. Policies can be tailored per vehicle type and usage.
- Covers: own-vehicle damage; third-party liability; theft.
- Consider: fleet discounts; driver acceptability and history.
- Extras: hired vehicle cover; goods-in-transit; breakdown assistance.
Marine Insurance
Protection for cargo, hulls, and marine liabilities during transport by sea, air, or land — including import/export risks. Policies manage loss from transit damage, delay, or piracy.
- Covers: cargo; hull; freight; marine liability.
- Consider: Incoterms; packing and stowage standards; transit routes.
- Extras: war/strikes cover; customs-related delays; warehouse-to-warehouse extension.
Public Liability Insurance
Cover for claims made by third parties for injury or property damage arising from your business activities or premises. Protects reputation and legal costs.
- Covers: third-party bodily injury; third-party property damage; legal defence costs.
- Consider: visitor footfall; high-risk activities; contractor exposures.
- Extras: product liability extension; tenant’s liability; event cover.
Professional Indemnity Insurance
Financial protection against claims of professional negligence, breach of duty, or errors in advice or services provided. Essential for consultants, advisers, and licensed professionals.
- Covers: negligence claims; defence costs; breach of professional duty.
- Consider: limit per claim; retroactive cover; exclusions for fraud.
- Extras: run-off cover; cyber/legal expenses add-on.
Cyber Insurance
Policies addressing data breaches, business interruption from cyber incidents, and costs of response, recovery, and regulatory fines. Designed for modern digital exposures.
- Covers: breach response; business interruption; cyber extortion/ransom.
- Consider: incident response plan; data classification; third-party access.
- Extras: cyber risk assessment; crisis PR costs; regulatory defence.
Home Insurance
Protection for your home’s structure, contents, and personal liability at your residence. Options exist for accidental damage, alternative accommodation, and valuables cover.
- Covers: building; contents; personal liability.
- Consider: sum insured accuracy; security measures; seasonal exposures.
- Extras: accidental damage; home office equipment; temporary accommodation.
Landlord Insurance
Tailored cover for rental properties including building damage, loss of rental income, and landlord liability for tenant-related incidents. Also covers risks unique to letting.
- Covers: building; loss of rent; landlord liability.
- Consider: tenant screening; furnished vs unfurnished contents cover.
- Extras: rent guarantee; legal expenses for eviction; accidental damage by tenants.
Personal Car Insurance
Private vehicle cover for collision, theft, third-party liability, and optional extras like windscreen or roadside assistance. Flexible options for drivers with varying needs.
- Covers: third-party; comprehensive; fire and theft options.
- Consider: voluntary excess; driving history; annual mileage.
- Extras: breakdown cover; courtesy car; no-claims protection.
